{"listing_id":"82acc7d3-c472-41e0-9cbc-9d49bbbaa5d7","listing_type":"signal","title":"Mortgage Rate vs 10Y Treasury Spread","description":"30-year fixed mortgage rate minus 10-year Treasury yield. Measures the premium mortgage lenders charge above the risk-free benchmark. Normal range 150-200bps; elevated spread signals lender risk aversion or MBS prepayment concerns. Pre-computed weekly from MORTGAGE30US and DGS10.","use_cases":["cross-signal","spread"],"tags":["mortgage_affordability","spread","cross-signal"],"schema_type":"CrossSeriesSignal","price_per_call_usd":0.008,"update_frequency":"Daily","next_expected_update":null,"available_metrics":null,"category":{"slug":"cross-signal","name":"Cross-Series Signals"},"sample":{"json":{"meta":{"label":"Mortgage Rate vs 10Y Treasury Spread","date_to":"(sample)","date_from":"(sample)","listing_id":"82acc7d3-c472-41e0-9cbc-9d49bbbaa5d7","signal_key":"MORTGAGE_AFFORDABILITY","description":"30-Year fixed mortgage rate minus 10-Year Treasury yield. Elevated spread indicates heightened lender risk premium or MBS prepayment risk.","signal_type":"spread"},"@type":"CrossSeriesSignal","count":5,"signals":[{"date":"2026-07-23","value":1.87},{"date":"2026-07-30","value":1.98},{"date":"2026-08-06","value":2.0},{"date":"2026-08-13","value":2.04},{"date":"2026-08-20","value":1.96}],"@context":"https://stationfx.com/schema/v1"},"toon":"~META\nlisting_id=82acc7d3-c472-41e0-9cbc-9d49bbbaa5d7|signal_key=MORTGAGE_AFFORDABILITY|label=Mortgage Rate vs 10Y Treasury Spread|signal_type=spread|description=30-Year fixed mortgage rate minus 10-Year Treasury yield. Elevated spread indicates heightened lender risk premium or MBS prepayment risk.|date_from=(sample)|date_to=(sample)\ncount=5\n~SIGNALS\ndate|value\n2026-07-23|1.87;2026-07-30|1.98;2026-08-06|2.0;2026-08-13|2.04;2026-08-20|1.96"},"query_endpoint":"https://stationfx.com/query/82acc7d3-c472-41e0-9cbc-9d49bbbaa5d7","units_short":null,"frequency":null,"seasonal_adjustment":null,"notes":null,"schema_context_uri":null,"signal_type":"spread","formats":["json","toon"]}